Need Help With Home Repairs? Get Assistance
Owning a home is a great but expensive experience. As many individuals have realized, rising rents can make mortgages look downright affordable! Unfortunately, the lower monthly costs come with the heavy responsibility for home repairs which can be costly and unexpected.
Fortunately, there is help. Local governments and other agencies can help you bear the financial burden of home repairs.
United States Department of Agriculture and Rural Development
- Single Family Housing Repair Loans and Grants allow low-income families to make repairs, improvements and remove health and safety hazards. This program can greatly benefit those who are financially strapped. Individuals can qualify for up to a $20,000 loan and a $7,000 grant.
U.S. Department of Housing and Urban Development
- Home Improvement Loans that range from property improvement loans to home improvement assistance for specific demographics. Minorities, senior citizens, women, single-parent homes, veterans, people with disabilities, and financially disadvantaged people can all receive special opportunities for home grants. Learn about the HUD Title 1 Property Improvement Loan and several other loans and incentive options or contact your state Department of Housing and Urban Development office for programs in your community.
Non Profit Home Repair Program
- "Repair. Revitalize. Rebuild." Is the mission behind the organization transforming the lives of low-income individuals. With a vision to create safe homes and communities for everyone, Rebuilding Together provides assistance such as major repairs for individuals who cannot afford to maintain their home in a safe condition and accessibility upgrades for low income elderly and/or disabled individuals. This may include wheelchair ramps, lifts, stair glides, handrails etc. In addition, services may include repair and/or replacement of heating systems, hot water heaters, leaking pipes, inoperable toilets, and additional needs.
Federal Emergency Management Agency
- The government agency devoted to helping people before, during and after disasters. If your home was damaged in a disaster you may qualify for Disaster Home Assistance. Financial grants from FEMA can be used for repairs such as structural damage to utility or septic system fixes. This type of support helps individuals rebuild after major catastrophes.
Department of Veteran Affairs
- This government agency has money set aside for Veterans in need of specially adapted housing grants. These grants help veterans with service-related disabilities purchase or construct an adapted home, or modify an existing home to accommodate a disability.
Additional Support Options
Government financial assistance is also available for individuals struggling with debt related to medical expenses and utility bills. Learn more about these additional financial relief programs.